🌱 Rural Micro Business Advisory

Grow Your Local Business Smarter & Faster.

Check your eligible government loan schemes, calculate 10% margin project costs, and get instant 24/7 AI business advice in simple words.

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Live Feasibility Preview

Dairy & Agriculture Model

Your 10% Margin

₹50,000

Bank Loan (90%)

₹4,50,000

Total Feasible Project

₹5,00,000

✓ Eligible for Term Loan Scheme @ 8%

HOW IT WORKS

3 Simple Steps to Start & Grow

Designed specially for rural micro-entrepreneurs and self-help groups.

1

Enter Your Details

Enter your village and available margin capital (as low as ₹10,000).

2

Instant Scheme Match

Automatically discover 90% loan coverage, repayment tenures, and interest rates.

3

AI Growth Guidance

Chat with our AI advisor to set pricing, minimize costs, and maximize village profits.

WHAT WE PROVIDE

Everything You Need To Succeed

Simple, straightforward tools to take the guesswork out of rural business.

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AI Business Advisor

Personalized advice for crop choices, livestock rearing, inventory, and cost reduction.

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Loan & Scheme Finder

Automatically maps your capital to the right microfinance or term loan scheme.

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Local Feasibility

Understand customer demand and pricing dynamics in your block and district.

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Financial Tracking

Keep track of daily income, recurring expenses, and net profit with zero complications.

GOVERNMENT SUPPORT

Schemes for Micro Businesses

Explore official programmes before you prepare a loan application. Final approval is decided by the scheme authority and lender.

PMEGP

Prime Minister Employment Generation Programme

Margin-money subsidy for eligible new manufacturing and service/business micro-enterprises.

Key eligibility

  • Individual applicant must be 18 or older; no income ceiling.
  • Only new projects; units already receiving another government subsidy are not eligible.
  • Class VIII pass required above ₹10 lakh manufacturing or ₹5 lakh service/business project cost.
Check PMEGP eligibility ↗
MUDRA

Pradhan Mantri MUDRA Yojana

Collateral-free institutional credit for non-farm, income-generating micro-enterprises, including allied activities such as dairy and poultry.

Key eligibility

  • Business must need a term loan or working capital for an eligible activity.
  • Shishu: up to ₹50,000; Kishore: ₹50,000–₹5 lakh; Tarun: ₹5–₹10 lakh.
  • Tarun Plus: ₹10–₹20 lakh only after successful repayment of a prior Tarun loan.
View MUDRA details ↗
STAND-UP

Stand-Up India

Bank-loan support for setting up a new greenfield enterprise in manufacturing, services, trading, or allied agriculture.

Key eligibility

  • Women entrepreneurs or entrepreneurs from Scheduled Castes / Scheduled Tribes.
  • New (greenfield) enterprise; loan range ₹10 lakh to ₹1 crore.
  • For a non-individual enterprise, eligible promoters must hold at least 51% ownership and control.
Explore Stand-Up India ↗
CGTMSE

Credit Guarantee Scheme (CGTMSE)

A government-backed credit guarantee that helps eligible lenders extend collateral-free credit to micro and small enterprises.

Key eligibility

  • New and existing viable micro or small enterprises may be covered through an eligible lender.
  • Apply to a member bank or financial institution; CGTMSE does not directly grant loans.
  • Credit must meet the lender’s and CGTMSE’s current eligibility conditions.
Learn about CGTMSE ↗

Information is a starting point, not financial advice or a guarantee of funding. Always verify current documents, limits, and eligibility with the official portal or your bank.

Empowering Every Rural Entrepreneur

LocoBiz AI breaks down financial and business planning into simple, actionable steps so you can start with small capital and build sustainable wealth.

Check Your Feasibility Now →